BODY {
	color: #4F4F4F;
	background-color: #fff;
	font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
	font-size: 8pt;
	background-color: #CECFCE;
	margin: 0px;
	margin-top: 15px;
}
h1{
	color: #18497B;
	font-size:11pt;
	font-weight: bold;
	margin-left: 5px;
	margin-bottom:0px;	
	}
h2{
	color: #A52A2A;
	font-size:10pt;
	font-weight: bold;
	margin-left: 8px;
	margin-top:8px;
	margin-bottom: 5px;
}
	
h3{
	color: #18497B;
	font-size:10pt;
	font-weight: bold;
	margin-bottom:5px;	
	}

img.heading{
	margin-left: 8px;
	margin-top:8px;
}
a{
	color: #325F94;
	text-decoration:none;
}
a:hover{
	text-decoration:underline;
}
p {
	color: #18497B;
	font-size: 8pt;
	text-align:justify;
}
p.copyright{
	color: #666;
	font-size: smaller;
	text-align:center;
}
p.textarea{
	color: #393939;
	margin-left: 8px;
	margin-top:10px;
	margin-right: 20px;

}
p.textareahome{
	color: #393939;
	margin-left: 8px;
	margin-top:10px;
	margin-right: 20px;
	line-height:18px;
}

p.tabletext{
	margin:0px;
	color:#000 ;
	font-size:8pt;
	margin-top: -1px;
}

p.calculator{
	color: #18497B;
	font-size:8pt;
	font-weight: bold;
	margin-right: 2px;
	margin-top: 0px;
	margin-bottom: 0px;
	}
	
.formtext {
	font-family: Tahoma;
	color: #194E86;
	font-size: 12px;
	border: 1px solid #7B9EBD;
}

a.credit{
	color: #666;
	text-decoration:none;
}
a.credit:hover{
	color: #666;
	text-decoration:underline;
}
.formtext {
	background-color: #fff;
	font-family: Tahoma;
	font-size: 11px;
	border: 1px solid #7B9EBD;
	
}

img.logo{
   margin-left: 35px;
}

#container{
	width: 780px;
   background-image: url(images/bg.gif);
   margin-left: auto;
   margin-right: auto;    
}
#header{
  height: 110px;
  width: 780px;
}
#menubar{
  height: 22px;
  width: 752px;
  background-color:#18497B; 
  margin-top: 10px;	
  margin-left: 13px;
}

#menubar ul {
    margin: 0px;
    padding: 4px;
    color: #FFF;
    white-space: nowrap;
    font-weight:bold;
    text-align: center;
}
#menubar li {
    list-style-type: none;
    display: inline;
    padding: 0px 12px;
}
#menubar  li a {
    text-decoration: none;
  	padding: 0px 4px;
    color: #FFF;
}
#menubar li a:link {
    color: #FFF:
}

#menubar  li a:hover {
    color: #FFF;
    text-decoration: underline;
}
#headerimage{
   	height: 137px;
   	width: 752px;
	background-color: #5A8AD6;
	margin-left: 13px;
	margin-top:1px;
}
#leftbar{
   height: 400px;
   width: 190px;
   margin-left: 20px;
   margin-top :10px;
   float:left;
}
*html #leftbar {margin-left: 12px;} /*IE Hack*/

#leftbartop{
   height: 164px;
   width: 190px;
   background-image: url(images/linktablebg1.gif); 
}
#leftbartop img{
	margin-top:7px;
	margin-left:10px;
}
#leftbartop p{
margin-top:8px;
margin-left:16px;
line-height:26px;
font-size: 8pt;
font-weight:bold;
color:#ccc;
}
#leftbartop a{
color:#666;
text-decoration:none;
}
#leftbartop a:hover{
color:#18497B;
text-decoration:underline;
}

#leftbarbottom{
   height: 223px;
   width: 190px;
}

#contentarea{
   width: 540px;
   margin-right: 18px;
   margin-top :10px;
   float: right;
}
*html #contentarea {margin-right: 9px;} /*IE Hack*/
#footer{
   height:25px;
   width: 780px;
   background-image: url(images/footer.gif); 
   background-repeat: no-repeat;
   clear: both;	
   margin-left: -1px;
}
#footer p{
	color: #fff;
	font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
	font-size: smaller;
	padding-top:2px;
	text-align:center;
}
#footer a{
	color: #fff;
	text-decoration:none;
}
#footer a:hover{
	color: #fff;
	text-decoration:underline;
}

#dropmenudiv{
position:absolute;
border: 1px solid #18497B;
border-bottom-width: 0;
font:normal 12px Verdana;
margin-top:2px;
margin-left :3px;
line-height:18px;
z-index:100;
}

#dropmenudiv a{
width: 100%;
display: block;
background-color: #ECF0FF;
border-bottom: 1px solid #18497B;
padding: 1px 0;
text-decoration: none;
text-indent: 15px;
color: #444;
line-height:24px;
font-size:8pt;
font-weight:normal;
text-align:left;
}

#dropmenudiv a:hover{ /*hover background color*/
background-color: #18497B;
color:#fff;
}

.controls {
	border-right: #3d3d58 2px solid; 
    border-top: #c1c1d5 2px solid; 
    border-left: #c1c1d5 2px solid; 
   border-bottom: #3d3d58 2px solid;
	font-weight: bold; 
	font-size: 12px; 
	color: #F7FBFF; 
	background-color: #184D84;
	}